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Personal finance expert Samke Ngwenya came on The Money Show to discuss, in detail, the five best ways to get a loan application approved:

  • Make sure your “debt-to-income” ratio falls within the acceptable range

  • Present a clear history of earnings that is verifiable

  • Take a "run up" to the application

  • Bargain

  • Create equity that has "rolled" or grown over time.

For more detail on each of these five points, listen to the YouTube clip below.

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This article first appeared on 702 : How to get a bank loan approved almost instantly

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